Home Savings Bank

Home Savings, a subsidiary of United Community Financial Corp. (NASDAQ: UCFC), is a full-service bank headquartered in Youngstown, Ohio. Home Savings has always maintained a commitment to developing long-standing relationships with local residents and businesses by providing its customers a full range of retail and commercial banking products and service that exceed expectations. One of Home Savings' greatest strengths continues to be its level of community involvement, evidenced by its strong presence in a variety of service organizations, charitable causes and public efforts. Home Savings employees are encouraged to become active members of civic groups, economic development programs, educational projects and urban revitalization efforts. In 1998, the Home Savings Charitable Foundation was formed to further enhance positive impacts within the community. The Foundation focuses contributions in the areas of education, health care and disadvantaged children and adults, and since its inception, has contributed millions of dollars to non-profit organizations throughout Home Savings' market areas. Home Savings operates 35 banking offices, 12 loan production offices and 3 wealth offices throughout Ohio, western Pennsylvania and West Virginia, with assets of approximately $2.6 billion and approximately 500 employees. Home Savings is a drug-free workplace - EEO/AA/Minorities/Females/Disabled/Veterans - Member FDIC