Bernard Osei-Manu

Republic Bank Ghana

Republic Bank (Ghana) PLC is a subsidiary of Republic Financial Holdings Limited (RFHL) of Trinidad & Tobago. Republic Bank is a leading Universal Banking Institution in Ghana and arguably the most diversified Financial Institution. As a one-stop Financial Institution, our services include Corporate, Commercial and Retail Banking; Investment Banking; Mortgage Banking and Micro Finance. With our history of Home Finance Company in Ghana, we have been very instrumental in the development of the mortgage industry in Ghana and continue to be the number one home loan provider in the country. We have supported many Ghanaians both home and abroad to own their homes. We understand that Banking is not a repeat purchase of our services by our customers but as a development process where we provide services by appreciating our customers' needs and building deeper and more effective customer relationships. Having this as the thrust of our business, we provide innovative products that cut across our varied customer base. As a Bank that believes in building successful Communities, we engage in a number of Community engagement initiatives. We, therefore, ensure that as we work to deliver sustainable growth and shareholder value, we also contribute to the wider Community by being a responsible corporate citizen, a Bank with a heart and an employer of choice Our Parent Company, RFHL is the largest and most profitable Independent Bank in the English-speaking Caribbean, having served the region for over 180 years. As at the end of the 2017 financial year, the total asset of the Group stood at $68.9 billion. The Group is rated BBB+ by the Standard and Poor's. Republic Financial Holdings Limited (RFHL) has played a significant role in the Oil and Gas sector in Trinidad and Tobago particularly in developing local content.