Joe Khalife

Creditbank SAL

Founded in 1981, Creditbank has rapidly grown to become one of Lebanon's leading banks. It was awarded Alpha Bank status in 2013 when deposits exceeded the USD 2 billion benchmark. The Bank was first established as Crédit Bancaire by Joseph Khalifé & Fouad Zoghby who, despite the challenging situation in Lebanon during that period, maintained confidence in the country's financial sector &ability to regain its position as the region's main banking hub. By adopting a strategy of sustainable growth, the Bank in 2002 acquired Credit Lyonnais s.a.l the subsidiary of the leading French bank Credit Lyonnais, which induced the name change from "Crédit Bancaire" to "Creditbank s.a.l". Ever since, the Bank has persisted on a path of natural progress. With a shareholders' equity of USD 380.7 million (as at 31/12/2019), currently Creditbank's branch network consists of 17 branches across the country. The Bank's main fields of expertise include all types of traditional &emerging banking operations, including Retail & Commercial Banking & Specialized Finance. Creditbank furthermore has a sustained reputation for providing specialized consultancy & advisory services. In addition, the Bank has been one of the country's forerunners when it comes to advancing state-of-the-art technologies in its products &services, while providing tailor-made retail solutions, both with the ultimate objective of boosting customer satisfaction. Creditbank's corporate identity has allowed it to prominently & distinctly establish itself within Lebanon's highly mature & competitive financial sector. At the heart of Creditbank's vision lies the concept of customer centricity. Creditbank is dedicated to the highest standards of business ethics, transparency & customer protection, as formulated in its corporate governance framework & continues to implement a coherent Corporate Social Responsibility policy, particularly in the fields of youth, health, education & environment