Lesley P

The State Bank and Trust Company

Headquartered in Defiance, Ohio, SB Financial Group, Inc. is a diversified financial services holding company for the State Bank & Trust Company (State Bank). State Bank provides a full range of financial services for consumers and small businesses, including wealth management, private client services, mortgage banking and commercial and agricultural lending, operating banking centers in nine Ohio counties and one center in Fort Wayne, Indiana, as well as numerous full-service ATMs. The Company has loan production offices located throughout the Tri-State region of Ohio, Indiana and Michigan. SB Financial's common stock is listed on the NASDAQ Capital Market under the symbol "SBFG". In May 2020, SB Financial was ranked #125 on the American Banker Magazine's list of Top 200 Publicly Traded Community Banks and Thrifts based on three-year average return on equity.