Svjetlana Osmokrovic

Sberbank d.d. Croatia

About Sberbank of Russia Sberbank of Russia is Russia's largest bank and a leading global financial institution. Sberbank holds almost 1/3 of aggregate Russian banking sector assets, it is the key lender to the national economy and the biggest deposit taker in Russia. The Central Bank of the Russian Federation is the founder and principal shareholder of Sberbank owning 50% of the Bank's authorized capital plus one voting share, with the remaining 50% held by domestic and international investors. As of HY 2017, Sberbank of Russia's net profit reached RUB185.6 bn. The Group's annualized return on equity (ROE) reached 24.8%, up from 22.8% compared to same period last year. Sberbank has almost 140 m individual customers and 1.5 m corporate clients served by 325 thousand employees in over 20 countries. Sberbank has the largest distribution network in Russia with 15,000 branches, and its international operations include UK, US, CIS, CEE, Turkey and other countries. The bank holds a general banking license No. 1481 issued by the Bank of Russia. Website: www.sberbank.ru About Sberbank Europe Group Sberbank Europe (Sberbank Europe AG), headquartered in Vienna, is a banking group that is 100% owned by Sberbank Russia. Sberbank Europe is present in 8 markets in Central and Eastern Europe: Austria, Bosnia and Herzegovina (Sarajevo and Banja Luka), Croatia, Czech Republic, Germany, Hungary, Slovenia and Serbia. As of 30 November 2017 (excluding VS Bank in Ukraine, which was sold in December 2017), Sberbank Europe operates 190 branches and has over 4,000 employees across CEE. Website: www.sberbank.at - Company: Sberbank d.d. - Headquarters: Varšavska 9 - 10 000 Zagreb - Court Registry: Commercial Court in Zagreb; MBS 080126398 - Accounts: With Sberbank d.d., Zagreb, Varšavska 9: 2503007-1011111116 With the Croatian National Bank, Zagreb, Trg hrvatskih velikana 3: 1001005-1925030078 - OIB: 78427478595 - MB: 1260405 - SWIFT: VBCRHR22 - IBAN: HR1225030071011111116